Currier Appraisal Services LLC

Currier Appraisal Services LLC is Texas state certified and on the FHA Roster of approved residential appraisers.  Currier Appraisal Services LLC is certified and approved to do reports for FHA secured financial transactions. Part of the periodic training our staff at Currier Appraisal Services LLC undergoes deals precisely with understanding the FHA's documentation and their rules and procedures.

Be sure to contact Currier Appraisal Services LLC if you need an appraisal done for an FHA-secured loan.

An FHA loan is secured by the Federal Housing Administration, a federal agency that is a part of the U.S. Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA. What the FHA does is ensure that the mortgage is paid for in case the borrower defaults on his or her loan obligations. Low-income and moderate-income homebuyers benefit the most from FHA-backed loan programs. The point of the Federal Housing Administration is to assist credit-worthy buyers get approved for mortgages that they otherwise would not. Different from the VA appraiser panel, the lending agency working with Federal Housing Administration actually has the freedom to choose the appraiser.

Down payments are often lower with an FHA loan despite using conventional market rates. Consumers with lesser incomes or less starting funds to use as a down-payment on a mortgage are helped the most from Federal Housing Administration loan programs.